Example Scenarios
The following examples illustrate how Tenanta’s guarantor service may be applied in practice. They are provided for general information only.
The precise terms of cover, including any limits or conditions, are set out exclusively in the Guarantor Agreement which must be signed by all parties before the service is effective.
This information is therefore descriptive in nature and should not be relied upon as a substitute for the contractual documentation.
Professional Tenant
Scenario:
A young professional has secured a new role in London. Although financially stable, the tenant has a limited UK credit history, and the letting agent requires a guarantor before confirming the tenancy.
How Tenanta Helps:
- The tenant submits an application, demonstrating affordability and compliance with “Right to Rent” requirements.
- Once accepted, Tenanta signs a guarantor agreement aligned with the tenancy term.
- The landlord can rely on Tenanta’s backing should rent arrears occur, with mediation and recovery processes available.
- The tenant is able to access the rental market swiftly, without delays or uncertainty.
Student Tenant
Scenario:
A first-year undergraduate is moving to a university city in the UK. The landlord requires a guarantor, but the student’s family is based overseas and cannot act.
How Tenanta Helps:
- The student applies online and is approved under our referencing process.
- Tenanta issues a guarantor agreement, providing the landlord with assurance that rent obligations will be honoured.
- The landlord grants the tenancy, confident that arrears, if they arise, will be managed under the agreement terms.
- The student moves in without needing a parent or relative in the UK to underwrite their tenancy.
Tenant New to the UK
Scenario:
An international professional relocates to the UK for work. Despite a strong overseas credit profile, they cannot satisfy the landlord’s referencing requirements locally.
How Tenanta Helps:
- The tenant applies before moving into the property, with evidence of employment and immigration status.
- Tenanta, acting as guarantor, supports the landlord by contractually guaranteeing the tenant’s rent obligations for the tenancy period.
- If difficulties arise, Tenanta mediates between the tenant and landlord, and where necessary, arranges structured resolutions in line with the agreement.
- The tenant is able to secure accommodation immediately, supporting a smooth relocation.
Important Notice
Tenanta’s service covers rent obligations only, and does not extend to other tenancy-related costs unless expressly stated in the signed Guarantor Agreement.
In the event of arrears, landlords must follow the notification and claims procedure described in the Guarantor Agreement.
Tenants remain contractually responsible for repayment of any amounts Tenanta pays on their behalf, together with any applicable fees or costs.
This page is intended to provide illustrative examples only. The scope, conditions and limits of cover are defined exclusively in the Guarantor Agreement.
